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Posted on 11 Apr 2017
Updated: 15th May 2026
When you complete your family and recognize that you’ll no longer go through pregnancy again, you may be ready to get your body back with a mommy makeover. However, one factor stops many women from securing the post-baby body that they desire: finances.
Care Credit is one popular option for women who need help paying for the cost of a mommy makeover, but several other financing providers are available as well. Let’s talk about what your options are and how you can secure financing.
Average Cost of Mommy Makeover
In the US, a mommy makeover can cost anywhere from $10,000 to more than $35,000. The main factors that impact pricing are:
- Which procedures are included in the mommy makeover
- Who performs your surgery
- The facility where your surgery takes place
- Where you’re located
- If any procedures are covered by insurance (like a breast reduction)
A comprehensive mommy makeover quote should break down all of the costs associated with your procedure, including the surgeon’s fees, surgery supplies, operating room fees, anesthesia fees, post-op garments, routine pre-op and post-op appointments, and implants if you’re having a breast augmentation. You may pay an additional fee for any necessary lab work, pain medication prescriptions, scar treatment, or other potential expenses.
Financing Your Mommy Makeover Surgery
At Neaman Plastic Surgery, we can help you connect with a number of plastic surgery financing providers. Each one comes with particular advantages and disadvantages.
Care Credit
You will find that Care Credit works much like a credit card, but it is designed specifically for medical procedures, such as mommy makeovers surgery financing and other elective procedures. Initially, you will be qualified for a specific amount of credit. Each account is unique to that person, and different credit limits are offered based on the type of card you desire and the amount of credit available to you.
Once you are approved, your procedure will be paid for through your doctor’s office, and then you will pay your monthly installments. Many times Care Credit will offer a no interest introductory offer, whereby if you pay off your financing before the end of the initial period, there will be no interest accrued on your procedure.
PatientFi
You can apply to PatientFi in as little as 60 seconds. There’s no hard credit check, so your application won’t impact your credit score. PatientFi offers instant approval and higher approval rates for elective procedures (like the procedures in a mommy makeover).
6 and 12-month no-interest plans are available, allowing you to pay off the mommy makeover cost over the course of a year. Fixed monthly payments are budget-friendly and predictable. You may qualify for a loan up to $50K, which is likely to cover the entire cost of your procedure.
Cherry
Cherry is designed specifically for aesthetic and cosmetic procedures, making it another great option for mommy makeover financing. After you apply, you’ll instantly find out if you qualify. Cherry has higher approval rates for younger patients or people with less credit history, so it can work well for young moms who are ready to return to their pre-baby figure.
6 and 12-month no-interest payment plans for a mommy makeover are available through Cherry, so you can build the cost of the procedure into your budget. Cherry does require a down payment when you finalize your plan. For most women, the down payment is equal to the cost of one monthly payment, and it goes toward the total cost of your mommy makeover.
Contact The Financing Team At Neaman Plastic Surgery
If you’re considering a mommy makeover, but are confused as to where to begin, the financial department of Neaman Plastic Surgery is ready to help you. Care Credit, PatientFi, and Cherry are just a few options available to you. Together we can come up with a plan to get you the surgery you desire while figuring out a financing plan that will work for you. Call Neaman Plastic Surgery at (844) 338-5445. We can help.
Dr. Keith Neaman
Dr. Neaman is a board-certified plastic surgeon that specializes in surgical body contouring. He prides himself on being on the cutting edge of plastic surgery. He takes an informative approach to each consultation, and through open dialogue and communication, he helps his patients decide on a treatment plan that meets their needs.
