Posted on 20 Apr 2017
Updated April 10, 2026
If you’re one of the many women interested in breast augmentation, chances are that cost is a factor you have to consider. In most cases, insurance isn’t an option for this procedure. However, several other options are available to help cover the cost of the procedure. Explore all of the financing options you may be able to choose from.
How Much Will Breast Augmentation Cost?
The cost of breast augmentation surgery varies widely, depending on where you live, the surgeon you work with, and what’s needed to achieve the look you want. Before you decide on anything, your plastic surgeon’s office should provide you with a detailed quote of the cost of your procedure before you commit to your breast augmentation.
It may be tempting to work with a surgeon just because they have the lowest fee, but this is rarely the best way to choose a provider. Your primary factors in choosing your surgeon should be training & experience, attention to safety and detail, and your confidence that he or she shares your aesthetic goals. This is one instance where the most affordable choice may not be the best option.
Here’s what’s most important when choosing your plastic surgeon:
Your Options In Paying For Breast Augmentation
There are a few different approaches you can take to pay for your breast augmentation.
1. Pay Cash.
Yes, it can be done, and a lot of women choose this option. Some save up for their breast enhancement for a few years, while others decide to hold off on taking a vacation for a year or two. Many people find this a very satisfying way to do it.
2. Put it on your credit card.
This will make it possible for you to have your breast augmentation when you’re ready for it, and most practices take most credit cards. Of course, you should consider the interest rates or you could be paying a lot more than you realize. This, however, can be a good option if you know you can pay off the balance fairly quickly.
3. Make use of your plastic surgery center’s financing options.
There are a number of plans that are designed specifically for financing plastic surgery. This is a popular option because financing breast augmentation is easy and may cost you less in interest than paying with a credit card. Plus, you can arrange for monthly payments for breast augmentation that work for you. Read more about how to finance plastic surgery at Neaman Plastic Surgery.
Should you pay for a breast augmentation?
Many women have issues trying to justify the financial commitment that comes with an elective surgery such as breast augmentation. Remember, that there is a difference between postponing surgery because it’s the financially responsible thing to do and putting aside your desire to feel more confident in your appearance because of guilt over the monetary cost.
If you find yourself ready to move forward with your breast augmentation, there are many options out there for you. Your first step is to feel comfortable with your surgeon and then sit down with the office’s financial specialist to discuss viable payment options for you.

Financing Options Available
At Neaman Plastic Surgery in Oregon, we believe that everyone deserves the chance to feel confident in their appearance. Because of this, we work with several breast augmentation financing providers to help patients receive the treatment they’re interested in. Many allow individuals to pay monthly for cosmetic surgery, often with 6 and 12-month no-interest plans that function as plastic surgery loans.
PatientFi
PatientFi is designed specifically for plastic surgery financing. It offers instant approval and higher approval rates for elective procedures. Because it uses a soft credit check, your credit score won’t be impacted by your application. 6 and 12-month plastic surgery payment plans are available at no-interest.
Cherry Financing
Cherry Financing has high approval rates, even for younger patients and people with less credit history. The application process is simple and again utilizes a soft credit check, so your credit score doesn’t take a hit. It’s often used for cosmetic surgery financing because it’s designed for elective procedures.
CareCredit
CareCredit is a medical credit line that can be used for surgery and treatments. It offers promotional financing options and flexible repayment plans. Unlike other payment providers, however, a hard credit check is required and CareCredit has lower approval amounts.
Salem Breast Augmentation Consultation with Dr. Keith Neaman
At Neaman Plastic Surgery, we do everything we can to work with our patients and assist them in making this dream possible. If needed, our financing department will walk you through all of your surgery financing options and assist you in obtaining the financing you need for your breast augmentation.
Our financial specialist is ready to work with you every step of the way. Call Neaman Plastic Surgery at (844) 338-5445 or contact us for your private consultation.

Dr. Keith Neaman
Dr. Neaman is a board-certified plastic surgeon that specializes in surgical body contouring. He prides himself on being on the cutting edge of plastic surgery. He takes an informative approach to each consultation, and through open dialogue and communication, he helps his patients decide on a treatment plan that meets their needs.
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